FAQ's

How Is My Loan Amount Determined?

When you seek an instant cash advance or payday loan through PaydayLoanOptions.com, you will be offered a gateway experience wherein over 60 quality, reputable lenders are brought together and made available to you based on basic criteria. Your loan amount will be determined most readily upon the income that you can prove to the lender on your case.

Is Instant Really Instant?

Yes. When you send your quick loan application through PaydayLoanOptions.com, you will receive an instant answer from the lender who was best matched with your information as laid out by you in your application. Once this happens, you will be able to view the full terms and prepayment objectives as set out for you by the lender, making sure that everything works for you before you actually agree to have the funds direct deposited.

What Types of Documentation Do I Need To Apply Online?

You will not be asked to do any faxing or emailing of paper documentation when working with PaydayLoanOptions.com to get an instant cash advance or payday loan. You will need to present with a valid and current checking account, and this account will also be used as the direct deposit site once funds have been issued. You must be 18 or older, you will need a provable source of steady income, and your income will need to support the loan repayment terms.

Is My Vital Information Secure?

The online application processing technology used within the PaydayLoanOptions.com site is second to none, offering the user a wall of protection and security that no other gateway site can. Your information will never be sold or shared, and you may opt for the sealing of your email address as well if that is your wish.

No Credit Check? No Collateral?

That’s right.PaydayLoanOptions.com lenders do not require any type of credit check in order to approve your request for funds. The collateral that you will offer is the permission to withdraw the loan amount plus all applicable fees and interest from the account upon the date of repayment. Failure to repay will result in criminal repercussions.